Who provides notary bonds?

• A. Banks
• B. Notaries themselves
• C. Clients
• D. Licensed surety bonding companies, insurance companies, or notary organizations

Answer: (D)

Notary bonds are issued by third-party providers that specialize in guarantees. In Arizona, the bond must come from a licensed surety bonding company, an insurance company, or a notary organization that can issue such bonds. This ensures there is a responsible, regulated source backing the bond and providing compensation if a notarial act causes a loss. Banks don’t issue these bonds as part of notary licensing, and a notary cannot self‑bond or obtain the bond directly from a client. The bond protects the public and is funded by the notary through a premium paid to the bonding provider.