What does E&O stand for, and is it required?

• A. Errors & Omissions; it's not required but recommended.
• B. Errors & Omissions; it is required.
• C. Errors & Oversight; it's required.
• D. Evidence & Omissions; not required.

Answer: (A)

E&O stands for Errors & Omissions, a form of professional liability protection that covers mistakes or negligence in performing notarial acts. In Arizona, notaries must have a $5,000 surety bond, which protects the public from financial losses due to the notary’s misconduct. E&O insurance is not required by law for Arizona notaries, though it is commonly recommended to provide protection against claims and to reassure clients. So the best answer identifies the term as Errors & Omissions and notes that it isn’t required but is recommended.